会計とマーケティング

This study was focused on the area of financial performance analysis of commercial banks by using CAMEL approach in Ethiopian banking industry. The study was conducted on six senior private Ethiopian commercial banks over the period 2010-2014 by collecting data from their annual reports from year 2010 to 2014 and thereby ranked the overall financial performance of the respective banks based on CAMEL model and this study also aimed to investigate the inter connection between CAMEL ratios with profitability, late and early establishment of banks.. The study used quantitative approach from the three methods of conducting business and social research. The finding of this study indicated that, UNB, NIB, and BOA held from 1st to 3rd of the rank based on CAMEL model overall performance. NIB was on top position with capital adequacy ratio parameter, while DAB got lowest rank. Under the asset quality parameter, UNB held the top rank while AIB held the lowest rank. Under management efficiency parameter the top rank has been taken by AIB& BOA and jointly and the lowest rank has been held by WEB. In terms of earning quality parameter, NIB got the top rank and BOA held the second rank & WEB held the third rank. DAB got the last rank. Under the liquidity parameter NIB stood first and DAB held the lowest.

Poverty alleviation has been an overarching goal of India’s development efforts since its Independence. In pursuing this objective, the planning process in the country has devised several interventions, often successful but sometimes overlapping. The Government of India, deeply concerned with widespread poverty, has implemented several anti-poverty schemes. These schemes have given thrust on creating adequate livelihood opportunities for the marginalised segments of the population, provisioning of public services and goods for improving standard and quality of life, strengthening of institutions and delivery mechanisms to empower the poor and targeted development of backward regions through resource transfers and supportive policy measures. To ensure inclusive growth, the emphasis on having a more desirable composition of gross domestic product (GDP) growth by targeting an average 4 per cent per annum growth in AgGDP has found favour with the policy makers in the country’s Eleventh Five Year Plan (Government of India, 2007-12). Though there has been a significant decline in the incidence of poverty at the national level in India, there are several concerns that take away the shine from this Accomplishment. In spite of significant reduction in poverty, India is home to about 315 million poor people, 74 per cent of them residing in the rural areas. Further, the concentration of poverty is more rampant in landless agricultural labour households and marginal farm households which account for more than 50 per cent of the total poor in India. Therefore, the needs and aspirations of these vulnerable groups must be taken care of to ensure inclusive growth in agriculture. Most of the studies conducted so far are focused on the aggregate rural and urban poverty and the dynamics of poverty among farming households and agricultural labour households has not been studied much. In this backdrop, this paper examines the trends in poverty rates among farming and agricultural labour households; their linkages with agricultural growth, and possibilities of achieving targeted growth in agriculture.

Business management is the integral part of our corporate world. Success full business can be run only with the help of business management. In the early age man doing the business for earning and necessity. With the passage of time the man regularized the all the trade. In eighteen century many business institutes came in being. In 1819the first business came in to being in France. In USA the Hass Business School came into being in 1898 in university of California and Watson school came in to being in Pennsylvania USA 1898. The Harvard University established started master’s program and establish research center regarding the Business management studies in 1908. In 1916 university of Chicago started the Doctorate (PHD) program. Many multinationals was established during the eighteen century. For example Nestle, Lever Brothers, City, Colgate, and Barclay The role of business is very important in various ways. We can make planning with the Tool of master, increment, Capital budget. With the practice business management. With the help of practice of business management we can scan the idea easily and development of product according to need of time period. With the best practice of business management we can run every system effectively which is introduced in market for the innovation and development such as ERPS. We can conduct the SWOT analysis in which we can analyze the strength and weakness with the help of business management. We can analyze the market situation with the best practice of business management.